Affording a home is more difficult than ever. How can habi help you?

I’m looking for a more affordable mortgage.
Learn More

I’m renting and feel like I’ll never be able to buy.
Learn More

I could put 20% down, but it would empty my savings.
Learn More

I want to buy a home that better fits my needs.
Learn More

Home ownership without your mortgage owning you.

Buying a home is the dream; being house-poor isn’t. With habi, you’ll have more home-buying power upfront and save money on your mortgage every month with no PMI. Live life without stressing out your budget.


Saving while renting feels like the game of Keep Away.

As home prices go up, so does the amount you need to save for a down payment. Habi contributes between 5 and 15% of your new home’s value to help you reach up to 20% down with no PMI.


Home buying without draining your piggy bank.

Reserve some of your savings to furnish your home or prepare for a rainy day. We’ll help you get to 20% down, lowering your mortgage payment without emptying your savings.


Affording more house-per-dollar than you thought you could.

Find more freedom to choose the size, location, and amenities of your new home. Habi can help you get a more manageable mortgage and more buying power to find a home that fits you best.


Home ownership without your mortgage owning you.

Buying a home is the dream; being house-poor isn’t. With habi, you’ll have more home-buying power upfront and save money on your mortgage every month with no PMI. Live life without stressing out your budget.


Saving while renting feels like the game of Keep Away.

As home prices go up, so does the amount you need to save for a down payment. Habi contributes between 5 and 15% of your new home’s value to help you reach up to 20% down with no PMI.


Home buying without draining your piggy bank.

Reserve some of your savings to furnish your home or prepare for a rainy day. We’ll help you get to 20% down, lowering your mortgage payment without emptying your savings.


Affording more house-per-dollar than you thought you could.

Find more freedom to choose the size, location, and amenities of your new home. Habi can help you get a more manageable mortgage and more buying power to find a home that fits you best.


Whether buying a home or unlocking home equity, we want to help you get there.